“One in five Americans dreams of retiring abroad.” That’s right! And if you’re reading this, you might be one of them. Whether it’s for adventure, affordability, better healthcare, or just a change of pace, moving abroad can be one of the most exciting chapters of your life.
Hi, I’m your friendly travel guide, and I’ve helped dozens of seniors take the leap overseas — and I’ve learned a thing or two (sometimes the hard way!). This checklist is packed with simple, practical tips to make your journey smoother and safer. From important documents to pet travel, we’ve got you covered step-by-step. Let’s get started!
Step 1: Research Your New Country’s Rules When Moving Abroad
- Visas and permits: Every country has different visa rules. Research retirement, residency, or long-stay visas well in advance. Check out our article on ‘How to Live Better for Under $800/month. Top Countries for Affordable Senior Living Abroad.’
- Tip: Visit your destination country’s consulate website for the most up-to-date info.
- Vaccines for family members: Some countries require proof of vaccinations for entry.
- Tip: Carry both a paper and digital version of your vaccination records.
- Household item restrictions: Check if your new country limits or taxes certain shipped items.
- Tip: Electronics and kitchen appliances are often on restricted lists.
- Import taxes: High-value electronics and jewelry may be taxed.
- Tip: Declare expensive items to avoid fines later.
- Pet requirements: Learn about pet vaccinations and quarantine rules.
- Tip: Microchip your pet and match it to all travel paperwork.
- Insurance: Look into renter’s, home, and health insurance options.
- Tip: Some countries require proof of insurance to grant a visa.
Personal tip: I once packed my favorite kitchen knives only to find they weren’t allowed in my shipment. Don’t skip this step!
Step 2: Gather and Organize Important Documents for Moving Abroad
Keep both paper and digital copies of the following:
- Passport: Essential for international travel and must be valid for at least six months beyond your departure date.
- Visa and/or residency documents: These are required for legal entry and staying in your new country.
- Social Security card: Often needed for financial and legal procedures.
- Birth certificate: Can help verify your identity or apply for certain benefits abroad.
- Marriage/divorce/custody papers: May be needed for taxes, healthcare, or housing.
- Driving license (consider an international permit!): A valid U.S. license and international permit allow you to drive abroad.
- Insurance policies (health, home, travel, etc.): Ensure all policies are current and transferable. For travel insurance, I use SafetyWing Travel Insurance, which covers me wherever I travel in the world. You can review their coverage here for more information.
- Medical and dental records (include prescriptions!): Ensure continuity of care by bringing these with you.
- School/university records: Useful if continuing education or applying for residency.
- Financial documents: Include bank statements, investments, retirement plans, and other assets.
- No-Claims Bonus (NCB) from your insurance provider: May help reduce international auto insurance costs.
- Living will and testament: Important for legal and healthcare decision-making overseas.
Tip: Scan documents to a secure cloud and carry a USB backup.
Step 3: Make a 3-Month Plan for Moving Abroad
- Create a moving timeline: Use a calendar to track tasks. This keeps you organized and ensures nothing is forgotten.
- Start saving money: Budget for movers, housing, and emergencies. Even small daily savings add up fast.
- Check your tax obligations: IRS rules still apply if you’re abroad. You may also owe local taxes.
- Get property insurance if buying overseas: Protect your new home from unexpected events.
- Plan for storage: Keep or sell? Decide now. Store sentimental or seasonal items securely.
- Schedule healthcare appointments: Eye exams, physicals, and dental visits. Complete these while coverage is active.
- Mobility aids: Order travel-friendly canes or collapsible walkers. Choose lightweight and TSA-compliant options.
- Book temporary housing: Ideal if you’re still house-hunting. Short-term rentals let you explore neighborhoods.
- Visa/passport updates: Apply early to avoid delays. Processing may take several weeks or months.
- Plan a pre-move visit: Test the waters before the big leap. It helps reduce anxiety and sets realistic expectations.
Step 4: Moving with Pets?
- Verify country-specific requirements: Each country has its own pet import laws. Research timelines for shots and paperwork.
- Get immunization and health records: These confirm your pet is safe to travel and enter another country.
- TSA-approved pet carrier: Choose one that’s airline-compliant. It should be comfortable and well-ventilated.
My dog Lucy’s microchip didn’t match my paperwork once. Double-check your info!
Step 5: Research International Movers
- Compare at least 3 movers: Shop around for quotes and services. This helps you find the best value.
- Check reviews, licenses, and insurance coverage: Look for companies with proper accreditation. Reliable movers protect your belongings.
- Confirm who’s actually moving your stuff: Some movers subcontract. Ask who will handle the items on each end.
- Ask about storage options: You may need to store items temporarily before or after arrival.
- Get your quote in writing: A written agreement prevents misunderstandings and unexpected fees.
Step 6: Notify Everyone
- U.S. Postal Service: Set up mail forwarding to catch important mail. You can do this online.
- Your bank & credit card providers: Let them know your travel dates. This avoids fraud alerts and account freezes.
- Social Security Administration: Update them with your new address. It helps ensure benefits continue.
- Insurance providers: Notify health, home, and travel insurers. They can explain your coverage overseas.
- Utility companies: Cancel or transfer electric, gas, internet, and solar accounts.
- IRS and foreign tax authorities: Stay compliant with both governments. Penalties for forgetting can be costly.
- Your employer (if applicable): Give formal notice and request any necessary documentation.
- Friends, family, landlord, and realtor: Keep everyone in the loop to avoid confusion or miscommunication.
Tip: Create a checklist and tackle a few each day to avoid burnout.
Step 7: One Month to Go
- Cancel unnecessary subscriptions: This saves money and reduces post-move hassle.
- Set up mail forwarding: Send U.S. mail to a trusted contact or international address.
- Sort, donate, and sell belongings: Lighten your load and make some extra cash.
- Request your NCB for car insurance: This document may lower your international insurance rate.
- Confirm doctor appointments: Get last-minute care and updated prescriptions.
- Book your final vet visit: Ensure your pet is travel-ready and healthy.
- Plan a local farewell visit or get-together: Celebrate your journey with loved ones.
Tip: Give yourself at least two weeks to clear clutter — it’s more emotional than you think!
Step 8: Two Weeks Before You Leave
- Share your new address with loved ones: Keep everyone informed so they can stay in touch.
- Set up eSim for your mobile: This helps you use your phone abroad without huge roaming charges. I use AIRALO eSIM. Check them out here.
- Open international bank accounts or transfer funds (try Wise or CurrencyFair): These options save you on fees and exchange rates.
- Double-check financial documents: Make sure everything is in order and accessible.
- Confirm moving and housing arrangements: Verify dates, addresses, and entry instructions with all providers.
Step 9: One Week Before Departure
- Get cash (USD + local currency): Keep small bills handy for tips and emergencies.
- Pack your carry-on: Include meds, snacks, pajamas, books, chargers, battery packs, and comfort items. It’s your emergency kit if bags are delayed.
- Celebrate with loved ones: Take time to relax and enjoy your big moment.
- Check travel arrangements: Confirm flights, transportation, and accommodations.
Tip: Keep at least 3 days’ worth of clothing and essentials in your carry-on.
Step 10: Moving Day!
- Supervise movers: Be available to answer questions and guide them.
- Keep valuables with you: Never pack passports, cash, or electronics in shipping boxes.
- Unlock your phone: So it works with local SIM cards abroad. Check out AIRALO eSIM.
- Sign required documents: Review and complete paperwork for shipping and customs.
- Say goodbye with excitement — not stress! You’ve prepared — now enjoy the journey.
Tip: Have water and snacks ready for a smoother day.
Step 11: After You Arrive
- Verify all items were delivered: Check your inventory list and report anything missing.
- Settle into temporary or permanent housing: Take your time to adjust to your new space.
- Be curious! Explore your neighborhood: Find grocery stores, pharmacies, and community centers.
- Meet locals and other expats: Joining groups helps you feel at home faster.
- Open a bank account: Make local transactions easier and faster.
- Register for healthcare: Learn how to access care and fill prescriptions.
- Sign up for insurance: Protect yourself and your belongings in your new country.
- Get a VoIP number (like Skype or Google Voice): Stay connected with folks back home affordably.
- Enroll kids in school (if needed): Research and complete necessary forms quickly.
- Learn local transportation options: Understand buses, trains, and passes to get around confidently.
Budget tip: Use local buses and walk where possible — it’s great for your health and wallet!
Conclusion
Whew! That’s a lot, but trust me — taking the time to prepare makes all the difference. Moving abroad as a senior can feel overwhelming, but with this checklist, you’ve got a friendly guide every step of the way.
Remember, this journey is about your freedom, your adventure, your dreams. Adapt this list to fit your lifestyle. If mobility is a challenge, choose movers who specialize in accessibility or ask if your new home can be modified.
Got a tip or story to share? Leave a comment! And don’t forget to subscribe to Traveling Savvy Seniors for more guides, checklists, and inspiration made just for you.
Turning Dreams into Destinations.
